Business Trip Travel Insurance

If you are planning a business trip, you may be under the impression that if anything was to happen to you while you were away that your employer will cover it. However, the chances are, your employer will be under the assumption you have arranged your own travel insurance, therefore responsibility, as far as your employer is concerned, would lie with you.

Whether you are self employed, or an employee, or an employer, looking to take a trip to improve relations or get a better deal from a supplier, o meet that all important new client, but having business trip travel insurance in place you can be sure that all you need to worry about is the ask at hand, and not anything related to your trip.

Having the insurance is not just sound financially, but, in the event of an emergency, can also help your business make the most of an unfortunate situation, as well as ensure that you business meeting is not too effected by any mishaps that may happen. Your cover could include a replacement colleague clause, so that if you or your employee is sick during their business trip, your insurance will cover most if not all of the costs in replacing that colleague with another member of staff.

Time and time again we hear that our own government officials have left extremely sensitive and important information, appear and digital based, in places they shouldn’t have been left. It happens, and when it does, it can cause a real problem within your business. No matter how comprehensive your insurance is, no amount of money can bring that data back, so be sure you have back up copies of all important documents relating to your business. However, your business trip insurance can cover the cost of a replacement laptop, which at least softens the bow a little when you have o tell your employer the bad news.

No matter what you encounter during your business trip, by taking out the appropriate insurance you can be sure that no matter what unexpected events occur, your business will not be affected. Business trips are a necessary burden to most people, and the burden should not be made any bigger by needing insurance, and not having it.

If your business trip is not all work related, and you plan to have a little fun while you’re away, some providers will be able to offer cover equivalent to a holiday single trip, which will be an extra benefit of your business trip insurance.

Make sure you check with your insurer to find out exactly what your policy covers.

Marseille Top Attractions, Nightlife, Shopping and Travel Information

Marseille is also known as massalia. It is the most popular city in the France with the population of about 14, 20,000 urban peoples. There is France’s largest commercial port in the Marseille and third largest metropolitan area in the France. Marseille is situated on the south east cost of the France. As in the Paris and Lyon it is divided into municipal arrondissements. Marseille has 16 municipal arrondissements in the city. And each one has its councils there are about 303 councils in the city.

The last municipal elections are done in 2008. Marseille has divided into cantons also and has 25 cantons with member of general councils. The name European capital of culture is also given to Marseille. The education system of Marseille is very good as there are three universities in the Marseille named as university de Provence aix Marseille I, de la mediterrranee aix Marseille II, paul cezanne aix Marseille III.

Weather and when to visit

The climate of Marseille is divided into different seasons like summer, winters etc. In summers the temperature is about 27c to 30c, and temperature may rise in the month of July and august. These two months are the hottest months in the summer. In the winters the temperature is about 9c to 10c in the month of December and January. France is also known for mistral, it is a strong and cold wind. Which comes from valleys of Rhône and Durance River and the average speed of wind is about 50 km per hour. Summer season is also called holiday/best season to visit the Marseille, the month from July to September are the best months to visit.

Top Attractions

There are many theatres in the Marseille named as la criee, la gymnase and tourskey. There are many arts and literatures. One of the music hall “The Alcazar” is well known.

Opera house– it is situated nearby the old port. It is also historic place to visit in 1919 it was almost completely destroyed by the fire. But later it was reconstructed in art deco style. In a year there are about 6 to 7 stages of opera are held in Marseille.

La vieille charite is the place which is now functioning as a museum and cultural centre in the Marseille. It is made between 1671 and 1749 in baroque style. It includes a research library and a school of advance studies in the social science. On the first floor there is museum of Mediterranean archaeology. On the second floor there is another museum of art of Africa, which includes collection of artefacts and trophy heads from South Africa.

La Cathedral de la Nouvelle Major itwas built in 19th century, it has various features like sculpture and mosaics are used in this building.

Shopping and hotels

For shopping there are many shops like: – arts and crafts, books shop, cards, cloths, charity shops.

There are many hotels such as: -hotel le orbusier, hotel mascotte, le petit nice, sofitel Marseille vieux port, in these hotels you can get many facilities like restaurant, bar, jogging track, wading pool, fitness club, mini library, laundry service and dry cleaning.

How to reach

Train facility is very good to travel from London to Marseille, from London to Paris there is Eurostar facility to travel and after that, one can travel from the Paris to Marseille by TGV, and the distance is about 750km.

There is also an air service to travel from Paris to Marseille. The nearest airport in the Marseille is Marseille Provence airport is situated in marignane. There are two terminals of the airport. Bus facility is also there to reach Marseille; there are many international bus stands in the Marseille.

Annual Multi Trip Travel Insurance

Multi Trip Travel Insurance is also known as Annual Travel Insurance.

With an annual multi trip you can take unlimited trips in a 12 month period. It is ideal for anyone who takes more than 3 trips a year, especially for anyone with a family because most multi trip insurance allows for up to 4 children for free.

Benefits and advantages of multi trip insurance:

  • Take unlimited trips annually. (depending on the insurer, each trip duration limit can range from 30 days to up to 60 days).
  • Children are insured for free, usually up to 4 children under the age of 18. Please note that children are covered only if they travel with one of the insured adults.
  • Some of the insurers throw in a Free Ski Insurance ranging from 7 days – 21 days annually.
  • Few Annual covers provides domestic travel insurance. This usually has a minimum distance and will require a hotel stay as well. The domestic travel insurance cover makes the Multi Trip Insurance even more compelling economically.
  • It works out cheaper if you take 3 or more trips a year, especially if you add up all your business and holiday travel cover.
  • Multi Trip Insurance cover is ideal for contract workers who have to travel a few weeks at a time on project related work.

Why You Need Travel Insurance

We are most vulnerable when we travel and Trip Insurance is the only way to protect yourself for monitory loss incurred due to circumstances beyond your control. These eventualities can occur at any time before or during travel and its essential to have protection against them. Here are some examples of why you need travel insurance:

  • You meet with an accident on the way to the airport and subsequently miss the flight to your non-refundable holiday.
  • You or your family member falls ill a few days before the holiday, forcing you to cancel your trip.
  • Your baggage is lost or delayed by the airline and you are forced to buy the essentials. In the event it’s lost, the airlines pay very little as compensation, so you need insurance.
  • You or your family members meet with an accident or fall ill and require medical attention or surgery whilst on holiday. This can prove to be very expensive depending on which country you are in, especially if it requires medical evacuation.
  • You accidentally damage someone else’s property or person and require legal representation and or have to pay 3rd party damages.
  • Travel insurance for activity holidays like skiing, etc., where there is a greater change of injury, damage and loss.
  • In case your expensive equipment or possessions like jewelry, camera, ski equip, etc., is damaged, stolen or lost.
  • You are forced to evacuate because of a natural calamity and lose your possessions in the bargain. Some situations require emergency evacuation as well.
  • You and or your family members get food poisoning and needs hospitalization.
  • You need someone to fly out to you in the event you are hospitalised.